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I have an XD 40 Sub and XDm 9 comact 3.8. Both chomp everything without issue and have never given me an iota of an issue. I carry either NEVR worrying about any sort of FTF
The XDM is accurate with everything that goes through it. The 40 with the 3" barel likes hotter stuff. Ive shot a bubblegum TON of reloads through the 40 Not ever an issue. Springfield has excelent CS, if they charged him... IF ITS TRUE, id bet negligence... Not reloads.
I was standing next to the guy when his gun went klablooey & his forehead went all bloody. There was definately negligence, on the part of the reloader who unfortunately put a bit more powder into the cartridge than he should of...