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"Spot On" 32 mag has every bit the power of a 38. In particular the self defense rounds on the market now. Her concealed carry is not going to lend itself to a person going forward to nullify a threat. Rather to be, a license to carrying a tool to extract herself and/or others from life threatening danger. Confidence with that tool is a good direction to point her. With all of the advise given. Some good, some not so good. You can decide for yourselves what works for you. But I would consider a 32 mag for her comfort.There are lots of 32 options, both in single and double action. Ruger makes the LCR, SP101, GP100 and the single seven in 327 Federal. Charter Arms makes the undercoverette snubby and the professional 3 inch seven shot in 32 HR Magnum, Smith and Wesson will make runs as will Taurus in 327 Fed and 32 HR plus the used market is full of them. The 327 Federal is heads and tails more powerful than both 38 Special and 380 ACP, not sure why those get trotted out as better all the time, plus you can shoot 32SW and 32 Longs as well as 32 Magnum and if it's a 327 you can do all four, if it's a single action you can go ahead and load 32ACP as well. 32 HR Mag is a sweet spot in a carry revolver plus it'll be J framed size with one extra round.