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Good reason to carry when dealing with people you meet via eBay, Craig's list, want ads and such. Never know what their real motives are. And if your a buyer, they can assume with 100% certainty that you'll be carrying cash. A few months back I saw two guys at McDonalds sitting at the table by the front door. One guy had some gold/silver, and the other had a scale. It was obvious that the one was buying some scrap gold/silver from the other. Doing so in a busy place like McDonalds also helps deter becoming a victim, but can have the downside that every person who passes by can see what your doing.