So I decided to use the link at the bottom: http://capwiz.com/cuna/issues/alert/?alertid=15068616&PROCESS=Take+Action As a member/owner of a credit union I really appreciate the small things that they do vs a money hungry bank. I used the well worded form letter and I agree with all of the items so I put them all in. I figured it would go un-noticed and that would be that. Well today I got an email. (form letter) I find their basis for it being "one of the highest operating costs.." nope, actually for small business it's carrying liability insurance. Paying workers comp insurance which for every dollar you pay in wages you pay ANOTHER $.35 to $.50 to cover that worker. $.01 on the dollar if that for the use of a debit/credit card is rediculious that they want to lower that. Your a store owner. You charged up $20 in sales. What's $.20 or even $.15.