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I have a lock on a 4" M66 I bought used. I don't even know what the key looks like.
I have 3 S&W revolvers with locks. I have never touched one and they have been totally benign. The myth of them moving around on there own was started by some competitor (Ruger?) people. Even my 629 (44mag) That gets shot and used a lot has never had a problem with them.
I have a lock on a 4" M66 I bought used. I don't even know what the key looks like.
I have read those stories (didn't read this one) and most were about people that put the lock on and off. I can see where that might be a problem....too many tiny moving parts........but when left undisturbed I don't think there is a problem.
At least three of our revolvers (S&W, Taurus, and Rossi) have the lock. I don't bother with them as they are securely stored in such a manner that such a measure is superfluous. On the flip side, they haven't caused any problem either. So, in other words, "meh", it is no matter.
I do believe it's more a problem in the Titanium light weight guns. Like my 329.
But it's no myth.
The Michael Bane Blog: S&W Revolver Lock Failure!