EEK! When my daughter was almost two, she was playing outside under one of our trees when I heard her start whimpering, then crying, then screaming and stumbling around. I rush out to find she had unwittingly sat in an anthill and the little red ants were crawling all over her and pinching her, even getting under her diaper.
It was quite a while before she remained calm at the sight of a 'bug' of any sort. Finally, she got over her fear, or just forgot about it, and as a preteen she was our resident 'bug' expert--collecting, reading books and studying bugs. She even entertained the idea (for a short while) of becoming an entomologist!
When I was a little kid, my little brother and I were messing around up in the attic of the house I grew up in, when we found an old army arctic down mummy bag.
I unrolled it and climbed inside, but when the zipper got to the top were your face shows through, it got stuck.
While my little brother was trying to unzip it, I started to feel things crawling all over my body.
There is nothing worse then being trapped in an old sleeping bag and not knowing what is trying eat you alive, or so thought my imagination.
Turns out that it was infested with earwigs, lots of earwigs, which as bugs go are not so bad, but at the time it didn't matter and somehow I managed to tear the old bag to shreds getting out of it in my panic.
There were goose feathers all over the attic and it took hours to clean up.
Yeah, Monica, when I was just a little older than a spider snack I fell into an enormous fire ant hill (northern Nevada) in our backyard! I very nearly died. Bad sick but they don't seem to bother nowadays.
jbett, my mummy bag tale, briefly, I was lying on the bunk in an open sleeping bunker, top tied like you, when I heard him comming! ZIP, up and over the top! Big azzed rat ran over my exposed face! I levered up, attempting to shove five feet of reinforced concrete out of the way with my forehead!