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I have significant funds in EDJ IRAs & some in a John Hancock 401K.
EDJ is slow to make changes/etc. (it usually takes a few days to a week, plus the paperwork), and fees are on the high side, with no real options for self-directed investing. But the return and security seems good and I am ok with leaving the bulk of my investment $ there for now. Also their account history reporting is decent - more or less on a daily basis.
JH is better in speed, but still slower than I would like - I can make changes daily, but they do usually do not take effect until daily closing. Also, their history reporting/etc. is basically non-existent - I have to look at quarterly statements to see how the funds do, and only on a quarterly basis - account balance updates take 2-3 days sometimes.
I would like to open an IRA and a Roth IRA where I can do some relatively quick trading to take advantage of a dip in the market. I only want to invest in funds, probably not individual stocks. I want to be able to move from ETF/Index/Mutuals to Money Market and back within an hour or two, and be able to move $ into the account from my checking account.
I would prefer a major firm, like Chase or Schwab, not Robinhood/et. al. - not really comfortable with the security or stability of the startups. I want a decent web client. I don't need a lot of info, just something that is easy/quick for me to get account history data and to be able to move $ from one fund to another, with a decent selection of investment options.
Suggestions?
EDJ is slow to make changes/etc. (it usually takes a few days to a week, plus the paperwork), and fees are on the high side, with no real options for self-directed investing. But the return and security seems good and I am ok with leaving the bulk of my investment $ there for now. Also their account history reporting is decent - more or less on a daily basis.
JH is better in speed, but still slower than I would like - I can make changes daily, but they do usually do not take effect until daily closing. Also, their history reporting/etc. is basically non-existent - I have to look at quarterly statements to see how the funds do, and only on a quarterly basis - account balance updates take 2-3 days sometimes.
I would like to open an IRA and a Roth IRA where I can do some relatively quick trading to take advantage of a dip in the market. I only want to invest in funds, probably not individual stocks. I want to be able to move from ETF/Index/Mutuals to Money Market and back within an hour or two, and be able to move $ into the account from my checking account.
I would prefer a major firm, like Chase or Schwab, not Robinhood/et. al. - not really comfortable with the security or stability of the startups. I want a decent web client. I don't need a lot of info, just something that is easy/quick for me to get account history data and to be able to move $ from one fund to another, with a decent selection of investment options.
Suggestions?