Insuring Firearms

[P7M13]

By my estimation, my collection of firearms exceeds what is covered in my homeowner's policy. What do you guys use as riders for your gun collections, and do you recommend any specific policies?Thanks.

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[Larrytpdx]

Check with your Insurance agent for extended coverage for guns, jewelry etc. NRA members get included $2500 coverage and you can increase it. Or spend the money on a gun safe.

 

[jbett98]

Are you more worried about fire or theft?

 

[44 Guy]

Are you more worried about fire or theft?

 

[44 Guy]

When I checked with my agent about insuring firearms he wanted me to provide the serial numbers of all the guns that I had and whether or not they were registered. No thanks decided to go with a very well built safe bolted to a concrete
floor in a hidden room.

 

[P7M13]

Theft is my primary concern. I travel for weeks at a time, sometimes lugging a rifle or two along with me.
I also have a 45 minute rated gun safe, but when nefarious people may have undisturbed ed access, a safe doesn't mean jack.
I've been with the same State Farm agent for 30 years. The adder for toys is expensive through them.

 

[techiej]

You can also purchase additional insurance via the NRA. One of the benefits is that they will cover theft from a vehicle as well (if the vehicle was broken into).

 

[Mark W.]

Our Oregon mutual policy allows $30K for items like firearms in addition to the regular coverage for fire and theft.

The NRA $2500.00 policy wouldn't cover my Winchester Model 1895 think how jealous the others on the rack would be.