Gold Supporter
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I went ahead and raided my annual expenses savings fund and paid off my last debt of $2036, this morning. It took several years to go from $16,000 to zero debt but it finally happened.
From here on out I am going to do my best to live life in more of a financial minimalist fashion. In the last two years I have went from having 14 different monthly bills or transfers to just 4. Two of those (car and life ins) are set up to come out of my account automatically each month. Starting Nov 1st, I am going to set up the other two payments (child support and "rent" money to my wife) to be transferred automatically. This will eliminate the twice monthly activity of paying bills.
Firearm related purchases have been my greatest weakness when it comes to spending. I won't completely eliminate those purchases but I am going to be very careful about deciding whether future purchases are going to have a good fun to dollar ratio. I am going to tighten up my grocery expenditures for the next month or so to make sure I have enough money to cover upcoming annual expenses. Then I will start throwing money in to my Roth.
From here on out I am going to do my best to live life in more of a financial minimalist fashion. In the last two years I have went from having 14 different monthly bills or transfers to just 4. Two of those (car and life ins) are set up to come out of my account automatically each month. Starting Nov 1st, I am going to set up the other two payments (child support and "rent" money to my wife) to be transferred automatically. This will eliminate the twice monthly activity of paying bills.
Firearm related purchases have been my greatest weakness when it comes to spending. I won't completely eliminate those purchases but I am going to be very careful about deciding whether future purchases are going to have a good fun to dollar ratio. I am going to tighten up my grocery expenditures for the next month or so to make sure I have enough money to cover upcoming annual expenses. Then I will start throwing money in to my Roth.