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Home Insurance and Reloading

Discussion in 'General Firearm Discussion' started by catamountrdr, Dec 26, 2013.

  1. catamountrdr

    catamountrdr Whidbey Island Member

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    I am wondering if anyone has any experience with a house fire and how the insurance company handled it when/if they discovered that the owner was reloading and the house contained reloading equipment as well as ammo. I am primarily looking for real life advice, not conjecture.
     
  2. Classic

    Classic Federal Way WA Well-Known Member

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    Unless they have a disclaimer they have to honor your policy. Life insurance sometimes carries a no skydiving clause, just read your policy
     
  3. xlsbob

    xlsbob coos county Platinum Supporter Platinum Supporter

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    Call your agent and ask them. Insurance laws vary state by state and by different companies, don't think there is a pat answer
     
  4. The Heretic

    The Heretic Oregon Well-Known Member

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    Not from real life experience, no.

    But smokeless powder is not an explosive, it is a flammable. It is easier to light dryer lint than it is to light smokeless powder, so I don't see why they would have a problem with reloading.
     
    Bruin and (deleted member) like this.