I recently changed my state residency. In my old state the gunshops usually had a lay-a-way program of some sorts. The shop I used the most allowed 30-45 days to pay off an item. Now that I am in a new state, I have noticed that the shops here do not do lay-a-way. This really sucks for me since I have purchased the vast majority of my purchases (probably 60-70 of the 90 guns I have bought in the past three years) were don through a lay-a-way program. Granted I usually only left the gun on lay-a-way for about a week or two before not being able to stand it anymore and paying it off and picking it up. I find that without the option of lay-a-way I tend to buy a lot less. I am much more able to justify a gun if I can pay for it in three or four installment. I am much more likely to say "It is just $200 a week for three weks..I'll take it." than I am to shell out $600 at one pop. Anyone else wish more shops here offered this option?