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One of the dirty secrets is the SS system is COUNTING on people not living long enough to claim their benefits.
Exactly. I was shocked when I went to file a claim and found out I couldn't get benefits to pay bills because I was RESPONSIBLE and actually worked. I would never see a dime of the money unless I quit. So I thought, fine. I figured out a way to do it. So at the end of the year, adios work.
This is why I think SS should be privatized. The money you pay in should be YOURS....to leave as an inheritance to others with no strings and no government interference.