This guy is a PITA, never been easy to work with, was a terrible father to my wife, yet thinks he is a god. My wife was adopted when he was 50yrs old (she was a new born) so he is in a completely different world than us as well. So me and the wife are trying to buy our first home. Our mortgage was just approved in the range that we want to buy. Pending one condition, her father proves that he pays an AMX and Visa card that she is an authorized user on. We just need proof that we are not paying them. If he gives us this info we get our house. If he doesnt give us this info his debt will make it looks like we are out of control and they wont give us the loan. So we call him and he says the he is not going to do it, that its none of their business who pays for the card and that they are gonna steal his bank account info and so on. He is a MAJOR paranoid conspiracy theorist. So much he wont even say his first name over the phone because people will know who it is. He even uses code names at restaurants when making reservations! So he is refusing to help, even if it means we do not get a house. If we remove her for an Authorized User it could take months for it to be removed from the credit report. And we need to find a house in 2 months to get that $8000 tax credit. Any ideas here? I am sure I am the first on the forum to post about this ahah!