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In the event of a natural disaster, a person would need to be prepared for the onslaught of "neighbors" that would be coming to your place looking for help. They'll eat your food, drink your water and take anything that they think will be useful. They'll justify it by thinking it's him or me. That being said, I believe in trying to help folks without "giving away the store." You would need to be able to make tough decisions based on helping you and your family first and foremost.
As with the grasshopper and the ant. Only in that story the ant is never armed. For me? NO ONE is coming to take anything I do not want to give away. The people who store up food but leave no way to protect themselves? Well I often say to those who tell me they "would never have a gun in their home", great, the bad people have to eat too. Those who look to pillage go for the low hanging fruit.