That is exactly why when I decided to buy some metal I just looked at metal. When you get into "collectable" there is just too damn much volatility. With the stuff I buy its just metal. Price is whatever the melt price is that day. Not what some collector might pay. Seemed much easier to me.There is a reason I have stuck w/ just .999/.9999 silver coins. I am a coin dummy myself. "Collector coins" or whatever they are called - too much knowledge required.
For instance, I found a 1974 Liberty Dollar Coin, Eisenhower Front, Eagle back in a drawer today. Looked on FleaBay to get an idea of its worth. Priced from $4 to $2300 - all look the same to me.