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Never heard of Affirm. Sounds like they are making it clear up front that they are anti gun. So sounds simple to me, do not use them. This is the first time since all this panic I have seen one that seems to show them actually saying no for gun "stuff". Several have jumped to the net to claim this only showing that the charge was blocked as suspicious. The people getting this then jumped to the net to claim the bank did this. Of course none of them seem to have called to make sure this is what was going on, too much fun to just claim the bank did it. I had an order for some air filters get flagged other day. Doubt the bank is anti air filters for my furnace. As soon as I told them its me, charge went fine.