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Well, I got an alert from my CC company the other day.
Someone was trying to charge some electronics to my card ($415) and they paused the transaction until they heard from me.
I did not lose my card.
We went over recent transactions and found a cell phone purchase ($125) and two copies of H&R Block tax software that had been charged.
They marked those fraudulent and killed my card.
What I have deducted is that a server who took my card out of my sight, must have snapped a cell phone pic (or copied down) my card information.
I have a restaurant in mind, but of course it's difficult to prove anything. Hopefully my CC card Fraud Division was able to do something, but they may not give chase due to the amount.
At no one's recommendation, going forward, I'm going to cover/remove my card's information while recording it elsewhere if I need it.
After all, a server/seller only needs the chip.
Someone was trying to charge some electronics to my card ($415) and they paused the transaction until they heard from me.
I did not lose my card.
We went over recent transactions and found a cell phone purchase ($125) and two copies of H&R Block tax software that had been charged.
They marked those fraudulent and killed my card.
What I have deducted is that a server who took my card out of my sight, must have snapped a cell phone pic (or copied down) my card information.
I have a restaurant in mind, but of course it's difficult to prove anything. Hopefully my CC card Fraud Division was able to do something, but they may not give chase due to the amount.
At no one's recommendation, going forward, I'm going to cover/remove my card's information while recording it elsewhere if I need it.
After all, a server/seller only needs the chip.