I really like this option from 5.11. Has two padded pockets that are supported from above the shoulder. I can carry a 18oz + pistol Plus extra mags on opposite side. Also a great place to put a wallet or other? This shirt could be also used for workout and to carry your ipod or? They offer shirts that go over the top with a slot in the same location so you can access with shirt buttoned. I wear a light shirt underneath as the stitching can be bothersome with a heavy pistol but probably not with a 380 or less caliber. Only real problem is that I forget I'm carrying sometimes. Keeping in mind that this is more "deep cover" than instant access.