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I guess I'm a lucky person, I have completed hundreds (and I mean HUNDREDS) of internet transactions buying and selling all kinds of stuff (to and from all over the world... i.e. Beijing, Bolivia, Mexico, all over Europe, Australia, Singapore, Thailand, etc.) and only had one seller/vendor not deliver (in NYC of course... LOL), but Pay-Pal got my money back (something like $12-$14... LOL), so I was only out the small amount of time it took for the claims process. I've never "lost" on a transaction, OR bilked someone else whether it was merchandise, money, OR their time.