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Insure it for the dollar amount you have in it. I have a similar situation with an old Remington rolling block sporting rifle that I restored. It was too far gone to have any collector value and I put $2500 into it because it was my great-grandfather's rifle. It's now beautiful and a joy to shoot, and it will NEVER be sold. So it's insured for $2500.Updated with the serial number #453396. Not really wanting to sell it just wanted to know how much he should insurance the gun for
Manufactured Date 1908
That said, I notice your barrel also says "Nickel Steel" in addition to .30 WCF caliber marking. Rifle manufacturers started using nickel steel around 1905 to make smokeless powder guns. They stamped things like "Nickel Steel" on these guns to designate that they were designed for smokeless powder in a world used to black powder rifles only. This was done for only a few years, while it was still the "new, improved" thing to have. So I'd say your rifle was probably made before 1910 and certainly before 1920.