The reality is that this is a matter of a first world myopic viewpoint. While many places around the planet have to scratch everyday to get by, we have plenty. If you were to ask them what they do to prepare for hard times they would look at you and say, everyday is hard times.
In our world, some people do actively think about what happens when we don't have plenty anymore while others just assume that we will always have plenty. We may very well go from first world to third world in a blink of an eye. It would be prudent to be somewhat prepared.
Just my skewed two cents.
I'm old enough that I don't care. How's that for skewed?
Nope, I've got some foodstuffs, other than that I stockpile ammo and can solve my problems with that.