Good Lord, you people need a back-story for everything, don't you? I'm a stay at home dad/full-time student finishing my degree online. This means I'm NORMALLY sitting at my computer at HOME in a RURAL area with a fenced property and 2 CCTV cameras covering both entrances to the home.
Hence, I NORMALLY do not carry with a round chambered. I keep it on me, all the time, but I don't want my youngest children blowing the (I'll censor it for you) bubblegum out of me or their siblings if I choose to actually physically interact with them. A 2 year old can deactivate a safety, be it intentional or not, but all the toddlers I know aren't nearly strong enough to rack the slide on a full frame .45.
(caps added for emphasis, not 'yelling')
I carry for the purpose of protecting my family, not myself. Unlike some folks who carry that are just yearning with every fiber of their being that a terrorist is going to storm Bi-Mart and they can mow 'em down in a quick draw, I pray I never have to use my weapon with deadly force. I believe it's my choice whether to carry with a round chambered or not. There are plenty of fellow CHL holders I've met and talked with who do the same. Sorry for my honesty.
Mr. Redcap: I'm sure you've held a mil spec 1911. It's quite heavy, and though I agree with the short range, I invite you to test your theory of it being a 'very crappy' club.

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